Privacy Policy for Taka Tracker

Effective Date: November 29, 2025 | Developer: Cyphervine

Cyphervine ("we," "our," or "us") operates the Taka Tracker mobile application (the "App"). This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our App and the choices you have associated with that data.

By using the App, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

We collect several different types of information for various purposes to provide and improve our Service to you.

A. Personal Financial Data (User-Generated Content)

To provide the core functionality of Taka Tracker, you may input specific financial data. We process this data to generate your expense overviews and track your financial health:

  • Transaction Data: Information about your incomes and expenses (amounts, categories, dates, and notes).
  • Debt & Loan Data: Details regarding money you owe or money owed to you.
  • Recurring Payments: Information about subscriptions or bills to set up reminders and automated tracking.

B. Usage Data & Device Information

When you access the App with a mobile device, we may collect certain information automatically, including, but not limited to:

  • The type of mobile device you use.
  • Your mobile operating system (e.g., Android, iOS).
  • App usage statistics (e.g., which features you use most often).
  • Crash logs and performance data to help us fix bugs.

2. How We Use Your Information

Cyphervine uses the collected data for the following specific purposes:

  • To Provide and Maintain the App: To allow you to track expenses, debts, and income, and to visualize your financial data through charts and overviews.
  • To Manage Recurring Payments: To calculate your future expenses and, if applicable, send you notifications regarding upcoming bills or debt repayment dates.
  • To Improve User Experience: To analyze how the App is used so we can improve the interface and features (e.g., making the "Add Expense" button easier to reach).
  • To Communicate: To send you administrative information, such as security updates or changes to this Privacy Policy.
  • Advertising: We may use non-identifiable data to display relevant advertisements within the App to support our free services.

3. Data Storage and Security

We value your trust in providing us with your financial information.

Data Security: We use commercially reasonable means to protect your personal information. However, please remember that no method of transmission over the internet, or method of electronic storage, is 100% secure.

Local vs. Cloud Storage:

  • Your financial data is stored locally on your device.
  • Your financial data is securely encrypted and stored on cloud servers to allow you to sync data across devices.

4. Sharing Your Information

We do not sell your personal financial data. We may share information only in the following situations:

  • Service Providers: We may employ third-party companies (such as Google Analytics, Firebase, or AdMob) to facilitate our App, provide the App on our behalf, perform App-related services, or assist us in analyzing how our App is used. These third parties have access to your data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
  • Legal Requirements: We may disclose your data if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).
  • Business Transfers: If Cyphervine is involved in a merger, acquisition, or asset sale, your Personal Data may be transferred.

5. Advertising

We may use third-party Service Providers to show advertisements to you to help support and maintain our App.

Ad Networks: These services may use cookies or similar technologies to collect information about your interactions with the App to serve ads that are tailored to your interests.

6. Your Data Rights

  • Access and Update: You can access and update your financial records directly within the App interface.
  • Deletion: You may delete your data by uninstalling the app or using the "Delete Account" option in settings.

7. Children’s Privacy

Our App does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If we become aware that we have collected Personal Data from a child without verification of parental consent, we take steps to remove that information from our servers.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.

9. Contact Us

If you have any questions about this Privacy Policy or how Taka Tracker handles your data, please contact us: